Credit Card Debt

Orlando, Florida, Bankruptcy Lawyers

One of the most common reasons for filing bankruptcy is to get rid of credit card debt. At the Law Office of Paul L. Urich in Orlando, Florida, our lawyers offer a free initial consultation to explain how you can reduce or eliminate your credit card debt by filing bankruptcy.

There is a lot of misinformation being spread about the new bankruptcy laws. Many credit card companies will tell debtors that credit card bills can no longer be discharged. This is simply not true. Most people with significant credit card debt can still obtain relief by filing bankruptcy.

Filing Chapter 7 bankruptcy will allow you to discharge credit card debt. In other words, your credit card bills will be completely wiped out and you will not have to pay one cent to the credit card companies.

In a Chapter 13 bankruptcy, credit card debt is treated as unsecured debt, which means that you will have to pay a percentage of it. This percentage will be determined by how much you can afford to pay. Chapter 13 bankruptcy is a debt repayment plan that enables you to consolidate your unsecured debt and reduce your payments.

Filing bankruptcy also puts an immediate stop to home foreclosure, eviction, wage garnishment, repossessions and harassment by your creditors.

Free bankruptcy relief consultation: Call 407-896-3077 or fill out our contact form to discuss your credit card debt with a Florida bankruptcy attorney at no charge.