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Preparedness for bankruptcy can stop harassment by your creditors

On Behalf of | Aug 22, 2014 | Chapter 7 Bankruptcy, Firm News

The thought of filing for bankruptcy can be overwhelming and extremely confusing for anyone. If you are considering filing for bankruptcy in Florida, the quicker you do so, and the more prepared you are for the process, the quicker you may be able to stop harassment by your creditors. As with any legal process in Florida, the more information available to you before it is needed, the better you may feel about the process overall.

When deciding to file for bankruptcy, it is important to know what you may need to bring to an initial consultation. The essence of bankruptcy and the legal process is proving you can’t pay your bills as they are. Bringing in any and all collection letters is a great start. You should also bring billing statements, mortgage information and car payment information.

It isn’t enough to simply show that you owe a lot of money to a lot of different people. Proving your income is essential also. Six months of bank statements will outline your expense. Tax returns will outline your income over the last few years.

By visiting our firm’s web site, and particularly our page related to what to expect at a bankruptcy consultation, you can rest assured that you have all of the information you need to see whether pursuing bankruptcy is the right choice for you. Knowing what to expect and what to bring to a consultation can be a huge step toward stopping harassment by your creditors in Florida. The information on our web site may also be a valuable resource if you are unsure of which type of bankruptcy may be suitable for your unique situation.

Source:, “Your Initial Bankruptcy Consultation,” Aug. 13, 2014

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