On behalf of Law Office of Paul L. Urich, P.A. | Feb 27, 2016 | Chapter 13 Bankruptcy, Firm News
There are times when the filer of a Chapter 7 bankruptcy will want to convert that filing to a Chapter 13. However, a recent ruling in a federal district court reminded filers that their right to convert to a Chapter 13 bankruptcy is not automatic. Before any...
by Law Office of Paul L. Urich, P.A. | Feb 25, 2016 | Credit Card Debt, Firm News
The economy seems to be bouncing back from the recession. As a result, the total amount of debt carried by U.S. households is on the rise. For some Florida residents, unsecured debt — such as from credit cards — could quickly become overwhelming, and...
by Law Office of Paul L. Urich, P.A. | Feb 24, 2016 | Firm News
When you and your spouse married, you may have merged your finances along with other aspects of your lives. Joint bank accounts, mortgages and car payments are not only convenient, but solidify your commitment to a life together. Of course, with these merged accounts...
by Law Office of Paul L. Urich, P.A. | Feb 21, 2016 | Firm News, Home Foreclosure
In the years following the crash of the housing market, many financial institutions have been investigated and sanctioned due to their business practices and the treatment of their customers. Many of those lenders entered into settlement agreements with the government...
by Law Office of Paul L. Urich, P.A. | Feb 19, 2016 | Chapter 7 Bankruptcy, Firm News
Many Florida residents might be under the impression that the U.S. Bankruptcy Code and related state regulations are not subject to interpretation. However, a woman from another state recently appealed a decision made by the judge presiding over her Chapter 7...
On behalf of Law Office of Paul L. Urich, P.A. | Feb 14, 2016 | Chapter 13 Bankruptcy, Firm News
The Adoption Assistance and Child Welfare Act of 1980 was established to provide funds to families who adopt special needs children who are in foster care. A woman who filed a Chapter 13 bankruptcy was receiving payments of approximately $1,422 per month under the...
by Law Office of Paul L. Urich, P.A. | Feb 12, 2016 | Chapter 13 Bankruptcy, Firm News
Filing for Chapter 13 bankruptcy can give you a new lease on life after all of the court’s requirements are met. This often includes a commitment from you to provide the court with all disposable income during the first 36 months of your court-approved debt...
by Law Office of Paul L. Urich, P.A. | Feb 7, 2016 | Chapter 7 Bankruptcy, Firm News
Student loan debt is one of the fastest growing concerns for people across the country, including many here in Florida. The prospect of obtaining forgiveness for student loans can be enticing. This is why some people are being taken in by scammers promising student...
by Law Office of Paul L. Urich, P.A. | Feb 5, 2016 | Credit Card Debt, Firm News
An out-of-state woman received a phone call from two debt collectors telling her that she owed a total of approximately $2,400 for some payday loans that she took out when times were tough. The problem was that she knew she had paid the loans back. However, like many...
by Law Office of Paul L. Urich, P.A. | Feb 4, 2016 | Bankruptcy, Firm News
Bankruptcy isn’t a declaration of failure. And it’s certainly not a permanent mark against your financial record. After bankruptcy, when you’re enjoying freedom from the debts that made your life hell, you can start to build a better financial...
