When you find yourself in a position in which you are unable to effectively manage your debt, it can be overwhelming and frustrating. If credit card bills have become more than you can keep up with on your income, it is important to know what legal options may be...
Month: July 2016
Stop harassing calls about credit card debt
Many Florida residents would agree that it is easy to get into financial distress. An illness, accident or job loss can quickly make it difficult to pay the bills each month, and in many cases, it is credit card debt that is neglected first, since it is not...
Credit card debt may bring troubling phone calls
When dealing with financial troubles, nothing may be more intimidating than when the phone rings. Debt collectors frequently call people to remind them of their overdue payments or to ask for immediate payment for past due amounts. A person in Florida who is...
A loan modification could help in avoiding home foreclosure
Florida homeowners continue to have problems making their mortgage payments despite the upturn in the economy across the nation. Some homeowners might be able to negotiate a loan modification with their lenders as a way of avoiding home foreclosure. For those who want...
What to expect at your Chapter 13 bankruptcy confirmation hearing
Florida residents do not have to be destitute in order to be in financial distress. Chapter 13 bankruptcy has helped numerous people get their financial lives in order. As part of the proceedings, the filer is required to submit a debt repayment plan with the...
Can student loan debt relief be found through bankruptcy?
When student loans are causing financial struggles, many question whether bankruptcy will help. Fortunately, the answer to this question is maybe. More than likely, most Florida residents have heard that student loans cannot be discharged through bankruptcy. That...
Student loan and credit card debt are plaguing Millenials
As Millenials in Florida and elsewhere strike out on their own, they are faced with numerous financial decisions. They are often bombarded with offers of credit. Generally, those who go to college are taking out thousands of dollars in student loans. Between...
Florida remains number 1 in home foreclosure rankings
Even as reports indicate that the economy is improving, the housing market in Florida continues to suffer. The state remains number one in the home foreclosure rankings. This is despite the fact that the number of foreclosure actions has dropped approximately 37...