Most people would do virtually whatever it takes to provide necessary end-of-life care for their loved ones. Unfortunately, for some in Florida, doing so can put them at risk for home foreclosure. An out-of-state man is currently in this exact situation and may soon lose his home as his wife’s former nursing home comes after him for unpaid bills.
The 93-year-old man’s wife fell ill back in 2014, and while he tried to care for her at home, her situation deteriorated. Unable to give her the care she needed, he placed her in the care of an area nursing home. His wife passed away in 2016, and the nursing home is still trying to collect unpaid bills from her surviving husband.
After emptying his IRA account and setting up a payment plan, he is still $40,000 in debt. The nursing home is currently threatening to bring foreclosure action against the home he has lived in for 45 years if he fails to pay up soon. However, the man is not trying to shirk his responsibility to repay the debt, and instead is asking for a more affordable payment plan, which can then be paid in final after he passes away and his home is sold. Unfortunately, this hope may be unlikely, as the nursing home facility has used legal action to collect debt approximately 50 times since 2013.
Home foreclosure is a devastating process that separates people not just from their property, but from their homes. In general, early action by Florida homeowners can be helpful for those hoping to avoid foreclosure. Unfortunately, when these actions do not seem helpful, individuals may want to consider consulting with an experienced attorney who can better explain their options.