Florida consumers overwhelmed by debt understand how difficult it can be to deal with the consequences of their financial situation. From threats of foreclosure to the repossession of personal property, it can be stressful, especially when also experiencing harassment...
What does revolving credit mean for those with credit card debt?
Most Americans have credit cards and have some credit card debt. While many Florida card holders are able to manage their payments and avoid falling behind, others may find themselves victim to revolving credit and balances that keep going up due to accumulating...
What can you expect to take place at the 341 meeting?
One of your obligations after filing for bankruptcy will be to attend the 341 meeting, which some people call "the meeting of creditors." This may sound a bit ominous, but there will be no problem as long as you are well prepared and know what to expect. About the...
Will Americans need help with their credit card debt soon?
Credit cards just might be as American as apple pie or baseball. Nationwide, consumers are carrying more than ever on their credit cards, adding to household debts and laying on the interest rates. Credit card debt can be incredibly stressful for people in Florida,...
Seeking debt relief when married — is together better?
As a married person, deciding to file for bankruptcy is a move that affects both you and your spouse. Aside from deciding whether Chapter 7 or Chapter 13 bankruptcy is most appropriate, you must also figure out whether filing jointly or separately is a good idea....
Another Wells Fargo computer glitch blamed for home foreclosure
The banking behemoth Wells Fargo recently made national headlines after it admitted it wrongly foreclosed on hundreds of homes due to a computer error. The issue might not have been initially addressed, because another computer glitch was recently blamed for hundreds...
How can senior citizens achieve debt relief?
The American elderly are at risk, experts say, and it is not necessarily because of medical issues. A number of factors have come together to create an enormous debt problem for the aging Florida population. With shrinking or fixed incomes, many of these individuals...
Experts share their personal stories of credit card debt
Florida consumers may sometimes bemoan their lapse of knowledge when it comes to dealing with complicated financial matters. However, being a financial expert does not protect oneself from the unexpected or unavoidable accumulation of credit card debt. Credit card...
Are you one of the millions who qualify for Chapter 7 bankruptcy?
Suffering financially is often categorized as just another feature of being an adult. While virtually no one wants to have to stretch their money from paycheck to paycheck, adults in Florida are often fed the message that their struggle is not uncommon, and therefore...
