Health care is both essential and expensive, which can put Florida patients in extremely difficult situations. Some individuals even delay seeking medical attention out of fear of related costs. In some cases this can further complicate matters, as a person's...
Month: February 2019
Other than bankruptcy, how else can I achieve debt relief?
Dealing with debt is not always a crisis, but it often feels like that to those who are in the throes of past-due notices and harassing phone calls from creditors. Still, personal bankruptcy can be an effective option for many people in Florida. Despite this, some are...
Chapter 7 bankruptcy can help stressed student loan borrowers
It is no secret that the cost of a college education is significantly out of reach for the average person in Florida. However, since securing a successful career often hinges on earning a degree, most students are willing to take on the monumental costs, including...
Credit card debt influenced by age, income
Over two-thirds of American adults have at least one credit card, and the average balance is perhaps less than ideal. Adults of all ages and income brackets struggle with the burden created by their credit card debt. However, some people in Florida might have an...
How bankruptcy may affect your tax return
Bankruptcy is a complex process in itself. When you add the confusing element of filing taxes to the mix, it can seem a bit overwhelming. To ensure both processes go as smooth as possible, it is important to have specific knowledge. As such, there are a few key...
As credit card debt grows, personal savings shrink
Adults in Florida generally understand the importance of building up an emergency savings account. Unfortunately, this is often easier said than done. Many consumers currently have more in credit card debt than they do in their emergency savings. While this might seem...
Medical debt still driving factor in personal bankruptcy
Getting sick is one of those facts of life that most people in Florida will have to deal with. Unfortunately, so are medical bills. Despite efforts by lawmakers, medical bills are still an enormous burden to the average person and are a significant contributor to...
Personal loans increasingly used for debt consolidation
Paying off debt can be easier when bills are consolidated into a single, manageable monthly payment. Debt consolidation is nothing new, but it is certainly growing in popularity. Some people in Florida might even be using this method to avoid filing for bankruptcy,...
How to stop harassment by creditors without filing for bankruptcy
Bankruptcy can be an effective way to stop harassing creditors in their tracks. However, much of the behaviors and tactics that creditors use are not legal in the first place. For those in Florida who are interested in how to stop harassment by creditors but are not...