Prestigious, high-paying jobs come with unspoken expectations for workers. If you move up into management or executive positions, you will need to be aware of how you present yourself to your co-workers and to the general public. Brand-name clothing, late-model...
Month: September 2020
Get to know these 3 positive effects of bankruptcy
When you think about a bankruptcy, you might not look at it as something that is a positive. However, bankruptcies do have several positive factors to consider. While you will see some downsides, like watching your credit score dip or potentially having to give up...
Helpful ways to pay down credit card debt
Most Florida residents have credit cards or debt in one form or another. In fact, a recent report from the Federal Reserve Bank found that nearly 55% of U.S. citizens who owned credit cards also had debt. In today’s economic climate, balancing and paying down credit...
Studies find that you’ll spend more on a credit card than with cash
Do you struggle with overspending? Has this practice created a lot of debt that you now have to address? You may find yourself wondering how it happened. You didn’t feel like you were spending more than you could afford, but now it’s clear that that’s exactly what...
Things to consider when filing for Chapter 7 bankruptcy
These days, thousands of families across the United States are dealing with significant financial concerns. So many people are losing their jobs, yet bills still keep piling up. With no income, debt can quickly snowball and become overwhelming. Florida residents who...
Is it better to choose bankruptcy or to reorganize your debt with consolidation?
When you’re in debt, two of the options you may look into are bankruptcy and debt consolidation. Both have the potential to help you, but they do work differently. For example, a Chapter 7 bankruptcy may ask you to liquidate some of your assets to repay what you owe....
Transferring your credit card balance could cause more debt
Credit card companies always seem to have new ways to motivate people to take on more debt. Sign-up bonuses for new cardholders is a common marketing tactic that can get people to open a credit card and start borrowing money with it. Allowing for 0% interest or at...