While many people realize that there are downsides to bankruptcy, like having it on your record for many years or having a lower credit score, the reality is that there are many benefits as well. If you’ve found yourself in a difficult position and think that...
Month: January 2021
Avoid these things before filing for Chapter 7 bankruptcy
It seems like financial stress is just normal for Florida residents these days. However, when an individual becomes overwhelmed financially, he or she will want to do whatever it takes to relieve the stress and pressure. Chapter 7 bankruptcy is an option for those who...
Are some credit card debts not discharged in bankruptcy?
Filing for bankruptcy gives you short-term relief from debt collection efforts and long-term help if you qualify for a discharge. Only certain debts are eligible for discharge in bankruptcy, including unsecured debts. Given that credit card debts are typically...
Online shopping can lead to massive credit card debt
Just a few years ago when Florida residents wanted to go shopping, they ventured out to malls, boutiques, department stores and other shops. These days, an individual can shop for basically anything right from the comfort of his or her own home. Online shopping is...
Some basic steps to take when filing for Chapter 7 bankruptcy
It’s no secret that thousands of families across the United States are struggling financially these days. Jobs are being lost, and the bills don’t stop coming. It may feel like there is no way out. However, many Florida residents have the option of filing for Chapter...