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Some 45 million Americans owe a combined $1.7 trillion on their student loans. For many people considering bankruptcy, the strict limitations placed on the ability to discharge their student loans has been highly frustrating. Currently, they have to prove that their...
Some people put off bankruptcy in the hope that they will be able to recover financially. They do this because they have heard myths about bankruptcy such as the idea that they won’t be able to own a home in the future. While there is some truth to the idea that it is...
When someone has trouble balancing their budget, renegotiating some of their financial obligations might help. For example, when your car loan or mortgage puts too much pressure on your monthly income, you may feel like changing the terms of the loan would be the best...