Most students are bombarded with advertisements for free credit cards as soon as they enter college. These credit cards make life easier when classes and studying make it harder to work. A lot of your expenses (food, clothes, books and gas) may have been charged to...
Red flags for your credit card spending
Credit cards are very interesting, in the sense that you can use them in a certain way and never have problems with debt. They're just a convenience. Many people use them for decades without an issue. On the other hand, they very often contribute to bankruptcy. It's...
After bankruptcy, consider asking to remove items from your credit
When you decide to go through bankruptcy, you know that there may be some negative impacts on your credit score. What you might not think about is how your credit report will retain information for many years to come. The good news is that at least some of those items...