Your thinking about filing for bankruptcy. You know that you’re still going to have some bills to pay and some spending that you have to do. This is likely going to add charges to your credit cards or other lines of credit in the weeks or months to come.
What you’re worried about is that this spending isn’t going to be allowed if you are declaring bankruptcy. After all, you’re trying to eliminate the debt that you have. Are you allowed to add more debt to it?
You can still make normal purchases
The most important thing to remember is that you can make normal purchases and continue to live your life the way that you have. It may take you months to get through bankruptcy, but it’s not going to be a problem if you’re using your credit card for things like the utilities or putting food on the table. As long as your spending generally looks the same as it has in the months before you filed, it shouldn’t pose any issues for you.
The problem happens when you start spending in abnormal ways. Maybe you buy something that you’ve been saving up for for a long time. Maybe you make a purchase that is both expensive and clearly not something you could live without. If you spend like this, then it can make the bankruptcy court think that you’re trying to commit fraud by buying things only to eliminate the debt immediately.
Starting the process
If you’re ready to get started with bankruptcy, just take a look at the steps you need to take to get things underway.