We practice CONSUMER BANKRUPTCY
law exclusively. 407-982-3763
We practice CONSUMER BANKRUPTCY law exclusively.
Used wisely, a credit card can be helpful. However, if you are not careful, a credit card can be a very expensive way to borrow, especially when you are taking longer to pay off what you owe if you are falling behind on the balance. You might have had a genuine reason...
Bankruptcies in the U.S. had slowed down in 2021, but they are set to grow in 2022. It’s believed that higher interest rates, as well as sustained inflation, could play a role in Chapter 11 filings making an appearance during the middle of 2022. In 2021, the United...
If you’re going to be filing for Chapter 13 bankruptcy before the end of the year, then you’re likely facing some anxiety about the holidays and the expectation of gift-giving and other expenses that come with them. This may be especially true if you have children who...
Many consumers who go through bankruptcy have a natural fear of winding up head-over-heels in debt again. They may be so keen to avoid a debt overload that they fear even applying for a single credit card. After all, for many debtors, it was those plastic cards with...
There are times when someone may start a bankruptcy case and then come into money or find that they are able to repay what they owe. Perhaps they get a new job, or maybe they’re able to work out a resolution with a credit card company or lender that they didn’t...
After a steady rise in credit card debt for eight years throughout the country, that debt dropped last year. Experts say that the combination of less spending, government relief efforts that allowed people a breather from their student loan and mortgage payments and...
Most people struggling with debt were financially responsible for most of their lives. It really only takes one medical emergency to put someone in a difficult financial position. One car crash caused by an uninsured driver, one cardiac event that forces you to take...
Some 45 million Americans owe a combined $1.7 trillion on their student loans. For many people considering bankruptcy, the strict limitations placed on the ability to discharge their student loans has been highly frustrating. Currently, they have to prove that their...
Some people put off bankruptcy in the hope that they will be able to recover financially. They do this because they have heard myths about bankruptcy such as the idea that they won’t be able to own a home in the future. While there is some truth to the idea that it is...
When someone has trouble balancing their budget, renegotiating some of their financial obligations might help. For example, when your car loan or mortgage puts too much pressure on your monthly income, you may feel like changing the terms of the loan would be the best...
