We practice CONSUMER BANKRUPTCY
law exclusively. 407-915-0842
We practice CONSUMER BANKRUPTCY law exclusively.
Some people file for bankruptcy because they face very aggressive collection activity, but other people simply need to discharge their debts to make their family budget a sustainable reality. For many professionals, student loan debt is often the most significant...
When someone has high levels of credit card debt, they have to worry about their budget every month. It may be a struggle just to put together the money necessary to make mandatory minimum payments on each of their accounts. Oftentimes, those who start falling behind...
When homeowners run into financial binds, it’s not unusual for them to take out home equity lines of credit. A HELOC is essentially a line of credit that the homeowner can use for whatever they need. Because they’re relatively easy to obtain, HELOCs can also end up...
The automatic stay is a crucial aspect of bankruptcy proceedings, offering temporary relief to debtors by halting most collection actions against them. This means that creditors can’t call you, mail bills to you or do anything else to try to collect money from you...
There are numerous benefits associated with the process of filing for bankruptcy. For example, the automatic stay can halt creditor action, wage garnishment and foreclosure. And the discharge of a filer’s debts can allow them a chance at achieving a strong financial...
Data from the Federal Reserve Bank of New York reveals that American citizens are coming perilously close to a trillion dollars in credit card debt at the end of 2022. If plastic use were a mountain, it would be the highest since the famed Fed began tracking it in...
People typically file for bankruptcy when debt becomes unmanageable. Bankruptcy is a process that allows people to relieve large amounts of debt. Medical debt, credit card debt, late payments, past-due utility bills and business debts are usually all covered under...
Certain bankruptcy protections go into effect upon filing paperwork with the court. For example, the automatic stay that pauses collection activity takes effect the same day that someone files their initial case. However, a discharge of their unsecured debts won't...
Despite your best financial conduct, debt can come back to haunt you after a successful bankruptcy. A sudden medical emergency or damage from a natural disaster might drain your income and any funds you’ve managed to save. Since you have already completed a chapter 7...
People who are in considerable debt may do everything they can to try to make ends meet. There comes a point when you realize that there won’t be enough money each month to cover everything. That’s when you know it’s time to act. Filing for bankruptcy issues the...
