We practice CONSUMER BANKRUPTCY
law exclusively. 407-982-3763
We practice CONSUMER BANKRUPTCY law exclusively.
Filing for bankruptcy was the right move in your situation. That decision may have been the easy part. Now that most of your debts have been erased, you still need to confront the reason you were in this pitfall. That reason: your spending and your financial habits....
The basic idea of foreclosure is fairly simple. You agreed to make monthly payments when you got your mortgage loan. If you miss those payments, you breach the contract, and the lender takes the home back through foreclosure. They sell it to get what they can. But how...
People often have negative attitudes toward bankruptcy, viewing it as a sign of failure instead of a valuable tool. People become so absorbed in the stigma of a bankruptcy filing that they fail to see the benefits of stopping collection activity and discharging their...
Debt is sometimes necessary, but it can get out of hand. If you’re finding it hard to pay your bills on time or have little flexibility in your budget, it’s time to start being proactive about paying off those debts. How can you decide on the way to pay down what you...
Credit card debt can cause considerable stress – not to mention financial issues -- as it builds on itself and eats up your cash. Credit card companies often charge high interest rates, and there are usually high fees if a payment is late or missed. There are ways to...
Going through bankruptcy is one of the most mentally and emotionally trying events a person may ever experience. For many in Orlando, Florida, the process of completing bankruptcy is nearly as stressful as the overwhelming debt that caused the need to seek relief. A...
When your mortgage is underwater and you owe more than your home is worth, one of the things you may think about doing is stopping your payments and allowing your home to go into foreclosure. This is one option, but it has significant consequences that you should...
For some people who have debts, learning that they’re being sued is the most stressful thing they can go through. This can lead to the horrible situation of having to deal with wage garnishments. If you’re in this position, you might wonder what you can do to stop the...
You get a fresh start on your financial life after bankruptcy. Now, you forge ahead with an improved financial and life plan in hopes of building up your savings, improving your credit rating and swearing off any old spending habits that may have gotten you there. But...
The big argument for credit cards is that you should simply use them like cash. In other words, you should only charge as much as you would spend with cash anyway, and then you’ll be able to afford it. In fact, when done right, this can be beneficial. If your credit...
