If you are struggling financially right now, it is likely that filing for bankruptcy has crossed your mind. However, you may be unsure whether this is the right choice for you because you have heard horror stories, and you are overwhelmed by all of the options...
Year: 2021
Why you shouldn’t be ashamed of filing for bankruptcy
Dealing with financial stresses is not an enjoyable thing to go through. You may be struggling with overwhelming debt at the same time as needing to provide for your family, and you may be feeling ashamed that you are not able to give your children the things that...
Tips for creating a post-bankruptcy budget
Financial peril can impact individuals and families for many reasons including divorce, job loss, medical debt, home repair or other emergencies. Unfortunately, mounting debt can quickly become overwhelming forcing families to begin sacrificing one payment for...
Bankruptcy can give you a fresh start
Forget the negative connotations regarding bankruptcy. This isn’t a moral decision or a question of right and wrong. Bankruptcy is a legal and financial tool that the government offers to help consumers and businesses that are facing extreme amounts of debt. It’s a...
What are your options in bankruptcy?
If you feel overwhelmed by debt, it may be time to consider a bankruptcy. The idea behind filing for bankruptcy is to finally get out from under a long shadow of social stigma, and this shift in public opinion couldn't come at a better time for many Americans. What...
Recognizing the right time to file
While bankruptcy is commonly associated with individuals living paycheck to paycheck, this is an unfair generalization. Money woes can hit anyone in any profession at any time. In fact, many of those in financial peril are there due to a sudden unforeseen emergency...
These things could help reduce or avoid credit card debt
Credit cards can be very useful tools. These days, managing and balancing credit card debt can be a tall task. However, despite the stereotypes surrounding credit cards, getting into overwhelming credit card debt with them is not inevitable. Here’s how Florida...
3 things you can say goodbye to once you file for bankruptcy
Bankruptcy can be a process of letting go. You have to wait for the courts to make major decisions about what will happen in your future. You have to let go of your preconceived notions about who files for bankruptcy or what it means about you as a person. Beyond...
Use the snowball method to pay off credit card debt
When credit cards are used responsibly, they can be very helpful and practical tools. However, in the blink of an eye, credit card debt can spiral out of control. It can feel so overwhelming trying to pay off this debt that a person may not know where to even begin. A...
How to rebuild credit after a Chapter 7 bankruptcy
Many times, unexpected events such as illnesses or job loss can cause a person to accrue high amounts of debt with no way to pay it off. While often a last resort, filing for Chapter 7 bankruptcy can help Florida residents eliminate overwhelming debt. However, a...