When you struggle with debt, it can be difficult to escape the thought of that burden. Persistent collections attempts from creditors can make that even worse. You may find written demands in your mailbox or email inbox. The messages on your phone may be filled with...
A cautionary tale about an unpaid bill in Florida
A Florida man is facing foreclosure on his home over an unpaid homeowners association bill. The man, who is the father of a son in elementary school, and his wife bought their home in Beulah, Florida. They were young and starting out. He was still in school, and to...
Reinstatement may help homeowners stop foreclosure
Most “workouts” mean sweating more, but loan workouts often let homeowners work things out with lenders to keep their home and stop the foreclosure process. They can help people relax a little. Reinstatement is one of the more common workouts, along with other...
Many seniors wonder if bankruptcy will make them lose their homes
In the golden years of life, one hopes that laughter and calm fills the day-to-day existence. Unfortunately, for some, those calm moments are few and far between. Gray bankruptcy is an unfortunate reality, fueled by everything from a rising cost of living and stagnant...
Bankruptcy could provide shelter when you’re facing foreclosure
The thought of losing your house to foreclosure can be terrifying, but handing over your family’s home through bankruptcy doesn’t sound any better. But with the right bankruptcy filing, you could have the answers you need to set your fears aside. Bankruptcy is a...
Should I let my investment property go into foreclosure?
Maintaining an investment property in Florida can be an effective way to create an additional source of income. However, you may not have been able to predict changes in the market and growing costs to maintain your second or even third property. Despite doing your...
Grand jury indicts 11 in home foreclosure scheme
Buying a home is a mark of adulthood and accomplishment in Florida. People often spend years establishing their careers, getting financially secure and saving up money before making the move to homeownership. When these homeowners fall on hard times and are faced with...
Home foreclosure is on the decline, but some are still struggling
Owning a home is a foundational aspect of the American dream. However, that dream might be more attainable for some people in Florida than for others. While home foreclosure rates are down overall, some homeowners are still struggling with their mortgage payments. The...
Is it possible to avoid home foreclosure?
Struggling to pay your monthly mortgage? While this can be an isolating experience, you are not alone. Other Florida homeowners have faced this exact situation, and many were able to come out on the other side without facing home foreclosure. However, avoiding...
Home foreclosure rates on the decline
Owning a home is a monumental achievement of the American dream. Unfortunately for some Florida homeowners, that dream has proven to be more difficult than expected. Recent data indicates that some of those difficulties could be on the downward slide, with rates of...
