When economic times are tough in America, it typically affects everyone, even senior citizens. More and more U.S. elders are having a hard time managing their debts in the 21st century. As some of the nation’s most vulnerable citizens, elders need debt relief options...

A widespread misconception about filing Chapter 7 bankruptcy is that you will lose everything. However, that’s not the case. You can exempt some of your assets and protect them from liquidation in the bankruptcy. Every state has its own bankruptcy exemption laws,...

If you are dealing with high credit card debt and are frustrated by tight finances, then now is a good time to start looking at ways to reduce your credit card debt. There are various options for reducing debt, such as negotiating with creditors, using a balance...

When you have hit rock bottom with your finances and are thinking of filing for bankruptcy, it’s not an easy decision to make. You may be constantly worried about what the future holds.  It’s not uncommon for people to worry about keeping some of their most important...

Some people put off bankruptcy in the hope that they will be able to recover financially. They do this because they have heard myths about bankruptcy such as the idea that they won’t be able to own a home in the future. While there is some truth to the idea that it is...

Many times, unexpected events such as illnesses or job loss can cause a person to accrue high amounts of debt with no way to pay it off. While often a last resort, filing for Chapter 7 bankruptcy can help Florida residents eliminate overwhelming debt. However, a...

Credit cards are often advertised as being convenient forms of payment. However, they’re often more of a burden than a convenience for many Florida residents. High credit card debt can be overwhelming and sabotage a person’s credit score. Unfortunately, there's really...

It seems like financial stress is just normal for Florida residents these days. However, when an individual becomes overwhelmed financially, he or she will want to do whatever it takes to relieve the stress and pressure. Chapter 7 bankruptcy is an option for those who...

So many people across the state of Florida are struggling financially these days. Being buried under mounds of debt can make any person feel overwhelmed. As dire as the situation may seem, filing for Chapter 7 bankruptcy could help those who are buried in debt get...

Making ends meet these days can be a challenge to say the least. Many Florida residents find that they just can't do it and become overwhelmed with debt. Imagine if there was a way to make debt magically disappear like erasing a chalkboard. Although it's not quite...