On behalf of Law Office of Paul L. Urich, P.A. | Apr 27, 2020 | Bankruptcy
If you have lost your job in Orlando recently, it is a stressful time. You have to worry about how to feed your family. You have to worry about how to pay the mortgage. On top of it all, you are watching the interest rack up on your credit card debt. You are not...
On behalf of Law Office of Paul L. Urich, P.A. | Apr 14, 2020 | Bankruptcy
Consumer bankruptcy helps to protect individuals from having to deal with extreme financial hardships in an effort to cover bills that are far too costly. There are many things that can lead a person to file for bankruptcy. One of these is the loss of a job. One...
On behalf of Law Office of Paul L. Urich, P.A. | Apr 3, 2020 | Bankruptcy
Many Americans have credit card debt. Most of these individuals are careful with how they use their available credit; however, some are finding that it only takes one problem to cause them default on those credit cards and wreak havoc on their credit report. People...
On behalf of Law Office of Paul L. Urich, P.A. | Mar 26, 2020 | Bankruptcy
If you’re like most Americans, you may not remember the last time you actually wrote a check for something. Online payments — especially automated ones for recurring payments like your rent, car note and utilities. So, what happens when the automatic stay goes...
On behalf of Law Office of Paul L. Urich, P.A. | Mar 23, 2020 | Bankruptcy
Your primary residence or homestead is likely the most valuable asset you own. Beyond that, it is your home where you have made memories and invested much of your money and time. The common concern that prevents people from considering bankruptcy when they would...
On behalf of Law Office of Paul L. Urich, P.A. | Mar 20, 2020 | Bankruptcy
One of the most pervasive myths about bankruptcy is the common belief that it will permanently damage your credit and make it impossible for you to obtain lines of credit in the future. If that were really the case, then almost no one would go through with bankruptcy...
On behalf of Law Office of Paul L. Urich, P.A. | Feb 27, 2020 | Bankruptcy
By all accounts, more Americans are working right now than ever. Unemployment rates are at a 50-year low, wages are moving higher and the economy is doing well. So, why are so many ordinary people struggling under massive amounts of credit card debt? Well, there is a...
On behalf of Law Office of Paul L. Urich, P.A. | Feb 13, 2020 | Bankruptcy
When you’re able to keep your home through a bankruptcy, you might be concerned about how much your payments are on it. For some, there comes a time when refinancing the mortgage becomes necessary. In these cases, you should understand your loan type and the chapter...
On behalf of Law Office of Paul L. Urich, P.A. | Feb 10, 2020 | Bankruptcy
The more you review your finances, the more you realize that there is no way of escaping your debt. You’ve tried everything, just to realize that you’re in too deep to dig your way out of trouble. In this case, Chapter 7 bankruptcy is a financial strategy to strongly...
On behalf of Law Office of Paul L. Urich, P.A. | Feb 7, 2020 | Bankruptcy
When personal debt reaches unsustainable levels, people have to start making difficult financial decisions. Do you pay the electricity bill, or do you buy groceries? Will you have to use credit to pay your basic expenses again this month, even though you’re...
