Filing for bankruptcy was the right move in your situation. That decision may have been the easy part. Now that most of your debts have been erased, you still need to confront the reason you were in this pitfall. That reason: your spending and your financial habits....

People often have negative attitudes toward bankruptcy, viewing it as a sign of failure instead of a valuable tool. People become so absorbed in the stigma of a bankruptcy filing that they fail to see the benefits of stopping collection activity and discharging their...

Debt is sometimes necessary, but it can get out of hand. If you’re finding it hard to pay your bills on time or have little flexibility in your budget, it’s time to start being proactive about paying off those debts. How can you decide on the way to pay down what you...

Going through bankruptcy is one of the most mentally and emotionally trying events a person may ever experience. For many in Orlando, Florida, the process of completing bankruptcy is nearly as stressful as the overwhelming debt that caused the need to seek relief. A...

For some people who have debts, learning that they’re being sued is the most stressful thing they can go through. This can lead to the horrible situation of having to deal with wage garnishments. If you’re in this position, you might wonder what you can do to stop the...

You get a fresh start on your financial life after bankruptcy. Now, you forge ahead with an improved financial and life plan in hopes of building up your savings, improving your credit rating and swearing off any old spending habits that may have gotten you there. But...

If you are struggling financially right now, it is likely that filing for bankruptcy has crossed your mind. However, you may be unsure whether this is the right choice for you because you have heard horror stories, and you are overwhelmed by all of the options...

Dealing with financial stresses is not an enjoyable thing to go through. You may be struggling with overwhelming debt at the same time as needing to provide for your family, and you may be feeling ashamed that you are not able to give your children the things that...

Financial peril can impact individuals and families for many reasons including divorce, job loss, medical debt, home repair or other emergencies. Unfortunately, mounting debt can quickly become overwhelming forcing families to begin sacrificing one payment for...

Forget the negative connotations regarding bankruptcy. This isn’t a moral decision or a question of right and wrong. Bankruptcy is a legal and financial tool that the government offers to help consumers and businesses that are facing extreme amounts of debt. It’s a...