On behalf of Law Office of Paul L. Urich, P.A. | Oct 20, 2020 | Bankruptcy
Once you’ve gone through a bankruptcy, there are usually some changes that you’ll have to adapt to. Since this is the first time you’ve ever considered a bankruptcy or started the process, it’s important for you to know what to expect once your bankruptcy is...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 19, 2020 | Bankruptcy
As someone who is looking into bankruptcy, you may have heard that your credit cards could be discharged if you chose a Chapter 7 bankruptcy. That’s usually true, but there are some cases in which you may not be able to have your debts discharged. The easiest way for...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 8, 2020 | Bankruptcy
Losing your job can present you with huge financial difficulties. If you already have debts before losing your job, this lack of income could lead to your financial situation spiraling out of control. This is why so many debtors who have recently lost their job...
On behalf of Law Office of Paul L. Urich, P.A. | Sep 30, 2020 | Bankruptcy
Prestigious, high-paying jobs come with unspoken expectations for workers. If you move up into management or executive positions, you will need to be aware of how you present yourself to your co-workers and to the general public. Brand-name clothing, late-model...
On behalf of Law Office of Paul L. Urich, P.A. | Sep 25, 2020 | Bankruptcy
When you think about a bankruptcy, you might not look at it as something that is a positive. However, bankruptcies do have several positive factors to consider. While you will see some downsides, like watching your credit score dip or potentially having to give up...
On behalf of Law Office of Paul L. Urich, P.A. | Sep 8, 2020 | Bankruptcy
When you’re in debt, two of the options you may look into are bankruptcy and debt consolidation. Both have the potential to help you, but they do work differently. For example, a Chapter 7 bankruptcy may ask you to liquidate some of your assets to repay what you owe....
On behalf of Law Office of Paul L. Urich, P.A. | Sep 2, 2020 | Bankruptcy
Credit card companies always seem to have new ways to motivate people to take on more debt. Sign-up bonuses for new cardholders is a common marketing tactic that can get people to open a credit card and start borrowing money with it. Allowing for 0% interest or at...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 14, 2020 | Bankruptcy
For the average person with substantial personal debt, bankruptcy is often the last resort. Many people will struggle with their budget and try to cope with aggressive collection activity for months before they decide that bankruptcy is a viable solution. One of the...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 13, 2020 | Bankruptcy
For many who consider filing for bankruptcy, one of the biggest surprises and sources of frustration is the knowledge that student loan debt can almost never be discharged in bankruptcy. While most other types of unsecured debt are dischargeable (including credit card...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 11, 2020 | Bankruptcy
There’s little debate about the fact that the American economy is in trouble right now, mainly as a consequence of the coronavirus and subsequent nationwide shutdown of many businesses. Millions have lost jobs, and that will have long-lasting impacts even after the...
