On behalf of Law Office of Paul L. Urich, P.A. | Nov 14, 2019 | Bankruptcy
Financial peril can strike without regard to your status. Age, history, married, single, occupation, education – all are inconsequential. Only two things are important to remember. First, the government, through the Bankruptcy Code, has given Americans the chance to...
On behalf of Law Office of Paul L. Urich, P.A. | Nov 4, 2019 | Bankruptcy
One in every five Americans struggles with medical debt. The good news is that there may be help available. Before you pay medical bills with a credit card, consider negotiating with your healthcare providers – there are often opportunities to reduce what you owe. You...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 30, 2019 | Bankruptcy, Home Foreclosure
In the golden years of life, one hopes that laughter and calm fills the day-to-day existence. Unfortunately, for some, those calm moments are few and far between. Gray bankruptcy is an unfortunate reality, fueled by everything from a rising cost of living and stagnant...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 25, 2019 | Bankruptcy, Credit Card Debt
Credit card debt in the United States The amount of debt that Americans has accrued in the last 40 years is staggering. Unsurprisingly, the biggest leap can be pinpointed around 2008 during the financial crisis, and it has been steadily increasing since then. The...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 23, 2019 | Bankruptcy
Many people who are burdened with significant debt don’t want to consider filing bankruptcy because of how it will affect their credit. Some even think they will never have good credit again if they have a bankruptcy on their credit report. However, that is not the...
On behalf of Law Office of Paul L. Urich, P.A. | Oct 21, 2019 | Bankruptcy
Bankruptcy can take more than a financial toll on an individual. There are often many psychological stressors that go with it. When people lose their most valuable assets they’ve spent decades obtaining, it can have a devastating impact on their well-being....
On behalf of Law Office of Paul L. Urich, P.A. | Oct 18, 2019 | Bankruptcy
Bankruptcy can help you deal with excessive debt. Whether you file for Chapter 7 or Chapter 13, bankruptcy helps you decrease your debt and reset your finances. But can you declare bankruptcy a second time? You may have completed a bankruptcy and then fallen into hard...
by Law Office of Paul L. Urich, P.A. | Apr 15, 2019 | Bankruptcy, Firm News
Cosigning a loan may not seem like a big deal. You are just using your good credit to help a friend or family member, so he or she can qualify for a loan. Maybe the loan is for a car, house or to pay for school. While it is true, you are using your credit to help this...
by Law Office of Paul L. Urich, P.A. | Feb 6, 2017 | Bankruptcy, Firm News
Much of the focus on bankruptcy is about how to reduce or eliminate your debt and have a fresh financial start. While it is important that you have good information on the right bankruptcy approach for your situation, there is more you need to know. Since 2005, U.S....
On behalf of Law Office of Paul L. Urich, P.A. | Sep 6, 2016 | Bankruptcy, Firm News
After spending most of your career saving for retirement the idea of your hard earned money being taken away is devastating. Retirement accounts are essential to maintain the life you built, therefore the fear of creditors can keep some people from choosing to file...
