Bankruptcy can be a process of letting go. You have to wait for the courts to make major decisions about what will happen in your future. You have to let go of your preconceived notions about who files for bankruptcy or what it means about you as a person. Beyond...

When credit cards are used responsibly, they can be very helpful and practical tools. However, in the blink of an eye, credit card debt can spiral out of control. It can feel so overwhelming trying to pay off this debt that a person may not know where to even begin. A...

With all the economic problems workers and families in the Orlando area experienced in 2020, it may surprise you to learn that Chapter 7 and Chapter 13 bankruptcy filings did not go up. In fact, in the final quarter of last year, the U.S. experienced an historic low...

We live in a society of overconsumption. This means that we are all conditioned to a certain extent to want more than we need. In many ways, it's who we are as human beings -- in prehistoric times, for example, the more that we had, the safer we were. Therefore, it's...

Being in a situation where you have overwhelming debt can make it difficult for you to see light at the end of the tunnel. You may not be able to envision a future where you are not crippled by debt or living an unsustainable lifestyle. However, it is always possible...

While many people realize that there are downsides to bankruptcy, like having it on your record for many years or having a lower credit score, the reality is that there are many benefits as well. If you’ve found yourself in a difficult position and think that...

Filing for bankruptcy gives you short-term relief from debt collection efforts and long-term help if you qualify for a discharge. Only certain debts are eligible for discharge in bankruptcy, including unsecured debts. Given that credit card debts are typically...

It’s no secret that thousands of families across the United States are struggling financially these days. Jobs are being lost, and the bills don’t stop coming. It may feel like there is no way out. However, many Florida residents have the option of filing for Chapter...

If you have been struggling with financial issues for many years, you may have forgotten what it is like to have control over your finances and to be debt-free. This can mean that the prospect of getting free from debt could seem impossible, or too good to be true....

Online shopping often doesn’t feel real -- at least, it doesn’t feel like you’re really spending money. If you had to take $200 out of your wallet and hand it to someone, you’d think twice. If all you have to do is click the button to buy it now, you’re more likely to...