Debt is something that virtually every person will have to deal with at least once or twice during their lives. While some consumers handle these debts effectively, many people in Florida struggle with monthly payments for things like their credit cards, auto loans...
Law Office of Paul L. Urich, P.A.
Home foreclosure rates on the decline
Owning a home is a monumental achievement of the American dream. Unfortunately for some Florida homeowners, that dream has proven to be more difficult than expected. Recent data indicates that some of those difficulties could be on the downward slide, with rates of...
Credit counseling required before filing for bankruptcy
As someone considering filing for bankruptcy in Florida, you may be exploring your options and trying to figure out whether this may be the most effective method of getting your finances back in a manageable state. Many people having a hard time digging...
Last year’s credit card debt outpaced predictions
Coming out of the holidays and into the new year can be an uncomfortable experience for some people in Florida. While virtually no one plans to become entrenched in debt, it is sometimes hard to escape. From feeling obligated to purchasing gifts to traveling to visit...
How filing for Chapter 7 bankruptcy stops harassing creditors
Bankruptcy is often vilified as the final nail in a person's financial coffin rather than the breath of fresh air that it truly is. By the time a person in Florida files for bankruptcy, he or she are usually behind on one more debts and is dealing with other serious...
What should I do re home foreclosure on my investment property?
During the housing boom, Florida was a popular place for investors to scoop up real estate. Unfortunately, as the market declined over the years, many investors found it more and more difficult to keep up with the overhead costs of their properties. If you are one of...
Ready to stop home foreclosure? Here are some options
A house is not always just a house. Florida homeowners build memories within the four walls of their homes, and leaving those memories behind is not an easy process. This is why the process of home foreclosure is not just a financial issue -- it is also an emotional...
When insurance fails, debt relief is often necessary
Supporting a Florida family often requires more than a single income, but few need five incomes just to survive. That is the sad reality for one out-of-state family as they struggle to repay thousands of dollars in medical debt. For families in situations like this,...
Seeking debt relief and help with creditor harassment
Florida consumers overwhelmed by debt understand how difficult it can be to deal with the consequences of their financial situation. From threats of foreclosure to the repossession of personal property, it can be stressful, especially when also experiencing harassment...
What does revolving credit mean for those with credit card debt?
Most Americans have credit cards and have some credit card debt. While many Florida card holders are able to manage their payments and avoid falling behind, others may find themselves victim to revolving credit and balances that keep going up due to accumulating...