Many Florida families and others around the nation are dealing with high levels of debt. Some may struggle to make ends meet each month. They often look for ways to improve their financial situation. If there is a manageable amount of debt, one option may be to...
Chapter 13 Bankruptcy
Chapter 13 bankruptcy filings down under Affordable Care Act
Many residents in Florida and around the country are enjoying the benefits of a stronger national economy. One indicator that reflects the economic improvement is the amount of people who file for personal bankruptcy. According to recent reports, the number of filings...
Chapter 13 bankruptcy and other filings up in May 2017
Deciding to file for bankruptcy is a decision made by some Florida residents and others throughout the nation to get a fresh start. There are two main options for consumers seeking relief: Chapter 7 or Chapter 13. While Chapter 7 bankruptcy filings primarily deal with...
Millions lost in phony Florida debt consolidation companies
Many consumers in Florida have experienced financial difficulties in the past few years since the economic downturn. Certain residents considered debt consolidation loans as a means to improve their financial position and repair their credit. Unfortunately, three men...
Chapter 7 or Chapter 13 bankruptcy — which debts will remain?
Florida consumers who are facing overwhelming debt may be researching potential remedies for their dilemmas. When considering bankruptcy, one of the common questions relates to which debts cannot be discharged. Although there are specific requirements to determine...
Chapter 13 bankruptcy one option for debtors
Bankruptcy laws in some form or fashion have been in place in the United States for over 200 years. Our Constitution even addresses the subject of bankruptcy, and Congress has passed the Bankruptcy Code. Florida and every other state has at least one judicial district...
Qualifying for a hardship discharge in a Chapter 13 bankruptcy
Sometimes Florida residents experience catastrophic events that prevent them from being able to meet their financial obligations. That is usually when they file for either Chapter 7 or Chapter 13 bankruptcy. However, what happens if a tragedy strikes while an...
Chapter 13 bankruptcy might give you the chance to keep your home
Getting behind on bills can cause emotional and financial distress for any Florida resident. The situation can be made worse if your lender is threatening to take your home from you through a foreclosure action. If you qualify, Chapter 13 bankruptcy could help you...
Is a mortgage possible during or after a Chapter 13 bankruptcy?
Many Florida residents believe that their chances of getting a mortgage are close to zero when their financial situations require them to seek protection from a bankruptcy court. Fortunately, bankruptcy does not have the same stigma that it did in decades past. It...
Avoid repossession and get current in a Chapter 13 bankruptcy
The media and debt relief advertisements make getting out of debt sound simple -- stop spending, work longer hours and sell stuff you do not need in order to pay down debt. Like numerous other Florida residents who are in financial distress, you might be at the point...