Staying out of debt might seem easy in theory, but it is often difficult in practice. There often seems to be no end to unexpected bills or expenses, from medical bills to car repairs and much, much more. As credit card debt grows, Florida consumers might find that...
Firm News
Interest makes it difficult to overcome credit card debt
Credit cards have a lot of benefits. They can help consumers manage large purchases or bridge the gap between paychecks. Many cards offer even offer rewards, such as redeemable award points, cash back or airline points. The news is not all good, though, as interest...
Grand jury indicts 11 in home foreclosure scheme
Buying a home is a mark of adulthood and accomplishment in Florida. People often spend years establishing their careers, getting financially secure and saving up money before making the move to homeownership. When these homeowners fall on hard times and are faced with...
Consumers think they handle credit card debt well, but do they?
Balancing debt in today's social climate can be an overwhelming task. Despite this, the majority of consumers in Florida and across the rest of the United States feel like they manage their personal finances better than the government handles its budget. While this...
Should I seek debt relief with my spouse or by myself?
Filing for bankruptcy in Florida is a big decision, especially if it will affect more than just yourself. You and your spouse might feel stuck weighing the benefits of filing against trying to pay everything back yourselves. However, this is not the only decision you...
Chapter 13 and lien stripping
Are you considering filing bankruptcy? Do you have a second mortgage on your Florida home? If you answered yes to both of those questions, you may wish to consider filing Chapter 13 bankruptcy. With Chapter 13, you may be able to strip the second mortgage lien from...
Medical debt behind many Chapter 13 bankruptcy filings
Forking out money for medical bills can be annoying. After all, many people in Florida are already shelling out significant monthly payments for health insurance, and added bills can really compound financial worries. In some cases, those medical bills can do more...
Veterans seeking debt relief often give up their benefits
The decision to file for bankruptcy is not always easy and typically involves consideration of a number of financial issues. People in Florida have to consider many different factors before filing, such as their current level of debt, income and much more. However,...
Drivers with big auto loans might need debt relief
For some people in Florida, owning a vehicle is not a luxury -- it is a necessity. Public transportation is not always reliable and many people live in areas not frequently serviced by buses. Those without vehicles often struggle to maintain employment or to find...
Home foreclosure is on the decline, but some are still struggling
Owning a home is a foundational aspect of the American dream. However, that dream might be more attainable for some people in Florida than for others. While home foreclosure rates are down overall, some homeowners are still struggling with their mortgage payments. The...