Law Office Of Paul L. Urich, P.A.

law exclusively. 407-915-0842

We practice CONSUMER BANKRUPTCY law exclusively. 

One of the top Bankruptcy Filers

in the Orlando Area

One of the top Bankruptcy Filers

in the Orlando Area

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  4.  » Loan Modifications Versus Bankruptcy

Loan Modifications Lawyer


Like millions of other homeowners in America, you may be thinking of appealing to your mortgage lender about a loan modification. Often, banks are willing to make some kind of deal, but the final decision will always be up to them. The homeowner typically has no leverage in the negotiations, other than hoping the bank doesn’t want to foreclose on the property. By filing for bankruptcy, the bank will take your modification request more seriously.

Free Initial Consultation · We Practice Consumer Bankruptcy Law Exclusively

Before you talk to your mortgage lender about modifying your loan, talk to the Law Office of Paul L. Urich, P.A.. We offer a free consultation to discuss your mortgage arrears and your best options for avoiding home foreclosure. Under the rules of Chapter 7 bankruptcy, you can eliminate all of your consumer credit card debt and agree to continue paying for secured debt, such as your mortgage or car payment. By reducing your monthly payment for credit cards, you can free up the money you need to make your mortgage and car payment on time. Any amount of arrears you owe on your current mortgage can also be written off.

Stripping A Second Mortgage

Millions of homeowners have borrowed against the equity in their houses over the past several years. Unfortunately, when the house value went down, the higher monthly mortgage payment didn’t. Under restricted circumstances, Chapter 13 bankruptcy provides an option for stripping the second mortgage from your existing mortgage and allows you to keep your house under terms of the original mortgage. Let us show you how.

Discover the freedom and fresh start bankruptcy can give you and your family. Our bankruptcy Chapter 7 and Chapter 13 attorneys are knowledgeable, experienced and focused on helping you get through the bankruptcy and debt relief process as efficiently and cost-effectively as possible. We have helped thousands of homeowners just like you.

Contact Us To Tell Us How A Loan Modification Will Help

Free consultation: Call 407-915-0842 or fill out our contact form to discuss your case with a Florida bankruptcy attorney at no charge.

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.

Bankruptcy Overview