If you have been struggling with financial issues for many years, you may have forgotten what it is like to have control over your finances and to be debt-free. This can mean that the prospect of getting free from debt could seem impossible, or too good to be true....
Year: 2020
Can you be addicted to online shopping?
Online shopping often doesn’t feel real -- at least, it doesn’t feel like you’re really spending money. If you had to take $200 out of your wallet and hand it to someone, you’d think twice. If all you have to do is click the button to buy it now, you’re more likely to...
Signs that a person has excessive credit card debt
These days, using a credit card to make a purchase is just too easy. Credit cards can definitely feel like life savers, especially when purchasing something expensive. However, since credit cards are so easy to use, it doesn’t take long for credit card debt to pile up...
How to get a fresh financial start in the new year
There’s no better time than the new year to review your finances, answer key questions and take steps to obtain the fresh start you’ve been dreaming of. Before you do anything, you must set both short- and long-term goals. This will help you adjust your financial...
When is filing for Chapter 7 bankruptcy the right move?
So many people across the state of Florida are struggling financially these days. Being buried under mounds of debt can make any person feel overwhelmed. As dire as the situation may seem, filing for Chapter 7 bankruptcy could help those who are buried in debt get...
How holiday shopping and sales set you up for a new year of debt
The holidays are meant to be a time of family and joy. The pressure to create memories for partners, children and extended family members leads many people to overspend on the holidays. People might travel when they don't have the funds to cover the costs of getting...
Hospitals often set aside compassion when they want to get paid
In the age of competitive, for-profit medicine, medical practices and individual hospitals love to market themselves as compassionate and supportive organizations. They do this because they want the tens or hundreds of thousands of dollars they stand to earn from...
Should you just avoid getting new credit cards after a bankruptcy?
People file bankruptcy for many different reasons, but credit card debt is a common contributing factor. Credit cards with high balances can cause financial instability for American households. If you think you need to file for bankruptcy in order to get out from...
Limit spending to avoid high credit card debt
It seems so many Florida residents are struggling with high levels of consumer debt. In this day and age, the convenience of online shopping has made it incredibly easy to rack up massive amounts of credit card debt. It goes without saying that overwhelming credit...
How to know when to file for Chapter 7 bankruptcy
Making ends meet these days can be a challenge to say the least. Many Florida residents find that they just can't do it and become overwhelmed with debt. Imagine if there was a way to make debt magically disappear like erasing a chalkboard. Although it's not quite...