On behalf of Law Office of Paul L. Urich, P.A. | Aug 26, 2020 | Credit Card Debt
These days, it is far too easy to make unnecessary purchases with credit cards. Credit cards can definitely be a convenient way to buy goods and services, but these purchases quickly add up. Unfortunately, far too many Florida residents find themselves drowning in...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 14, 2020 | Bankruptcy
For the average person with substantial personal debt, bankruptcy is often the last resort. Many people will struggle with their budget and try to cope with aggressive collection activity for months before they decide that bankruptcy is a viable solution. One of the...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 14, 2020 | Credit Card Debt
Compulsive shopping isn’t just a bad habit. It can be a mental health disorder. People can become addicted to the thrill of shopping and the short-term rewards that purchasing produces. From the social pleasure involved in going to stores with others to the...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 13, 2020 | Bankruptcy
For many who consider filing for bankruptcy, one of the biggest surprises and sources of frustration is the knowledge that student loan debt can almost never be discharged in bankruptcy. While most other types of unsecured debt are dischargeable (including credit card...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 11, 2020 | Bankruptcy
There’s little debate about the fact that the American economy is in trouble right now, mainly as a consequence of the coronavirus and subsequent nationwide shutdown of many businesses. Millions have lost jobs, and that will have long-lasting impacts even after the...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 10, 2020 | Bankruptcy
It is stressful to know that your income is not currently high enough to cover all of your expenses. It is even more difficult to deal with the aggressive attempts by companies that you owe money to or that have purchased your debt to compel you to pay when you...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 9, 2020 | Credit Card Debt
Most people have to acquire some debt to afford things such as a home, car, college or other significant purchases. But while some debt is typical, it isn’t always easy to realize when it becomes more than you can handle. Here are five common signs your finances...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 7, 2020 | Bankruptcy
Contrary to popular belief, most bankruptcy cases aren’t the result of reckless spending, but rather financial hardship. In a country where over three-fourths of all full-time workers live paycheck to paycheck, large, unpredictable expenses or an interruption in...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 5, 2020 | Chapter 13 Bankruptcy
When people file consumer bankruptcy, many opt to eliminate their debts through a Chapter 7 case. You may have considered this option for the immediate financial relief it could provide. Yet, your income might prevent you from qualifying for it. Or, you might want to...
On behalf of Law Office of Paul L. Urich, P.A. | Aug 3, 2020 | Bankruptcy
Facing financial turmoil can be daunting enough without the confusion of administrative complexities and jargon that comes with filing bankruptcy. It may help you to get to know some of the terms related to bankruptcy so you have a better idea of what to expect as you...
