Supporting a Florida family often requires more than a single income, but few need five incomes just to survive. That is the sad reality for one out-of-state family as they struggle to repay thousands of dollars in medical debt. For families in situations like this,...
Chapter 7 Bankruptcy
Seeking debt relief and help with creditor harassment
Florida consumers overwhelmed by debt understand how difficult it can be to deal with the consequences of their financial situation. From threats of foreclosure to the repossession of personal property, it can be stressful, especially when also experiencing harassment...
Seeking debt relief when married — is together better?
As a married person, deciding to file for bankruptcy is a move that affects both you and your spouse. Aside from deciding whether Chapter 7 or Chapter 13 bankruptcy is most appropriate, you must also figure out whether filing jointly or separately is a good idea....
How can senior citizens achieve debt relief?
The American elderly are at risk, experts say, and it is not necessarily because of medical issues. A number of factors have come together to create an enormous debt problem for the aging Florida population. With shrinking or fixed incomes, many of these individuals...
Are you one of the millions who qualify for Chapter 7 bankruptcy?
Suffering financially is often categorized as just another feature of being an adult. While virtually no one wants to have to stretch their money from paycheck to paycheck, adults in Florida are often fed the message that their struggle is not uncommon, and therefore...
Debt relief for medical bills is possible
Receiving an unexpected medical bill can be devastating for the average person's finance situation. But what about when a Florida patient is anticipating opening up their mailbox to find a large bill waiting for him or her? In some cases, knowing what is coming does...
Is student loan debt relief impossible?
According to experts, the outlook is not pretty for student loan borrowers. While a college education is virtually necessary to secure a good job in Florida, the cost of that education may feel like it is rising out of control. With predictions of defaults on the...
Are federal programs failing to provide promised debt relief?
The student loan crisis does not appear to be going anywhere anytime soon, and that is perhaps because of the very few options that borrowers have for dealing with this type of debt. Many people in Florida felt optimistic about a program that was intended to provide...
Can Chapter 7 bankruptcy help student loan woes?
As the second largest category of consumer debt nationwide, student loans are fairly common among Florida residents. Unfortunately, so is defaulting. Approximately one million borrowers default on their student loans every year. For those who think they may default on...
Are personal loans a good choice for debt relief?
Most categories of consumer debt are on the rise, including credit cards, auto loans and mortgages. None of those, however, are increasing nearly as fast as personal loans. Although Florida consumers take out personal loans for a wide variety of reasons, many are...